What is your GAME* plan to GUARANTEE a replacement of your salary/income or keep your business running if you are hurt and can’t work?
……….for 5 years?
Did you know that disability is the cause of nearly half of all home foreclosures? Compton Insurance Marketing, 2002
Did you know that it takes only a few months of being off work for most folks to exhaust their savings and have to look at liquidating? Do you know the ODDS OF LOSS? 1 in 20 vehicles are totaled, 1 in 100 houses burn down, 1 in 15 boats are totaled and 1 in 3 people will experience a disability at some time during their life.
|
|
Value |
Annual Protection Cost |
Daily Protection Cost |
|
Vehicles |
$60,000 |
$1,077 |
$2.95 |
|
House |
$440,000 |
$949 |
$2.60 |
|
Boat |
$28,000 |
$690 |
$1.89 |
|
Total |
$545,000 |
$2,716 |
$7.44 |
|
|
$1,500,000 |
$1,250 |
$3.42 |
Example Above: $50,000 salary x .025% (avg annual premium) / 365 days for $1.5 million lifetime payout. Why are you paying over $7.00 a day to protect your other assets and not protect your paycheck???
The Good News:
- Did you know that some insurance companies give small business owners a “step-up” in industry class” discount for both their industry and business ownership?
- Did you know that small businesses with with 5 or more employees qualify for list bill discounts on highly desirable “individual” policies?
- Did you know that Females with 5 or more employees can save up to 47% by having list bill discounts with Unisex rates?
- Have you been denied coverage in the past? Did you know that folks with previous health conditions such as heart disease, cancer, stroke and others may qualify for a limited benefit policy?
Did you know that locking your rate at a younger age allows you to keep paying that same rate until you retire?
Learn about protecting your paycheck. Click on the video below:
We have access to a dozen companies and provide a full blown comparison with all definitions of the contract. This is the MOST important coverage you will ever own. If your average “lifetime” paycheck is between $1 million and $10 million or more over a lifetime, isn’t it important to know how every benefit covers you and how each company covers that benefit compared to another company? This is the most important spreadsheet you will ever evaluate!
GET A FREE PAYCHECK PROTECTION QUOTE/COMPARISON
Disability Insurance 101 Video:
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